» Investigate all of your options, and fully understand all of the possible fees that can be added by the lender. Make sure to read the "fine print". «
» Definitely talk to some people whom you trust
who have been through the process somewhat recently. Also research
any discounts/special offers for which you may be eligible. «
» Make sure to do the research before making
a decision on a lender. Don't feel pressured into making a decision
as the wrong decision can cost your family a considerable amount of
money. «
» If possible, get to know someone in the business
that you can trust. Research all of the mortgage terms so you know
what people are talking about and cannot take advantage of you. «
» Ask around for a good mortgage broker referral.
Find a bank or a broker that you can trust to work in your best interest!
I would also recommend not to buy the most expensive house that you can afford.
Buy something for less than that amount because you never know what
changes might come about and it will allow you to save. «