Mortgage Advisors

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Toby, 31 & Sarah, 27

Columbiana, OH
30 Year Fixed Rate Mortgage
5.87% Interest Rate

Why did you choose this type of mortgage?

We wanted to have the same payment every month without it ever increasing.

How did you find and select your broker/lender?

We were going to be building a home so we needed to find a construction loan first. We searched the internet for the best rate.

Were you happy with your mortgage lender?

No. Originally we went with Wells Fargo. They were not flexible with the needs of building a home. They also were unorganized and at one point could not locate our file when our contact left the firm.

Who granted the loan?

Wells Fargo. However once our home was completed we went ahead and refinanced with Countrywide Home Loans.

Were you happy with this lender?

We are now happy with Countrywide. They gave us a the same rate even though it was a year after our original loan and they are accomodating.

Do you have any regrets from the mortgage shopping process?

No, although it is stressful, it was a learning process and we are very happy with our home.

Best Mortgage Advice...

Investigate all of your options, and fully understand all of the possible fees that can be added by the lender. Make sure to read the "fine print".

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